Life annuity in Switzerland is a real estate transaction in which a seller, usually an elderly person, transfers his or her property to a buyer in exchange for an initial payment and a life annuity paid periodically until the seller's death.
Life annuity sales in Switzerland are governed by the Swiss Code of Obligations. A life annuity sales contract must be drawn up in writing and signed by both parties, the creditor (seller) and the debtor (buyer). This contract must specify the terms of the bouquet (the initial payment), the life annuity and other specific conditions of the transaction. Your Verbel advisor can help you draw up this contract in compliance with the law, so that both parties benefit from the advantages of this transaction.
The life annuity is one of the key elements of a life annuity sale. It represents the periodic payment that the debirentier undertakes to make to the creditor for the rest of his or her life. Life annuities can be agreed as monthly, quarterly, annual or other specific amounts. Your Verbel advisor closely monitors all these procedures.
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